Public liability insurance for dance teachers

Public Liability Insurance for Dance Teachers

One Dance UK individual members can benefit from lower premiums through the improved ‘First Step’ insurance scheme, only available to members of One Dance UK and Dance Resource Base Northern Ireland. Unlike some forms of insurance on the market, this package is flexible to teachers who also do pilates and drama activity, providing that it is not the core of your teaching activity.

One Dance UK is pleased to announce a significant number of enhancements to the scope of the insurance provided, as well as reducing the premium, saving One Dance UK members money.

Victoria Trotter, One Dance UK member and teacher says:

‘Thumbs up to One Dance UK and Gordon & Co for the changes to the First Step insurance policy, cheaper premium and personal accident benefits!’

First Step, which is administered by Gordon & Co Insurance Brokers and underwritten by Zurich Insurance plc.

Public and Products Liability

  • Limit of indemnity £5,000,000 any one incident/unlimited during the period of insurance in respect of public liability and any one incident/in the aggregate during the period of insurance in respect of products liability.
  • Professional indemnity insurance
  • Limit of indemnity £5,000,000 any one incident and in the aggregate during the period of insurance.

Personal accident insurance
Individual dance teachers will be covered for the following benefits: The operative time will be occupational accidents only, including commuting.

Death £20,000.
Permanent total disablement* £20,000.
Permanent disabling injuries up to £20,000.
Loss of one or more limbs £20,000.
Loss of sight in one or both eyes £20,000.
Loss of hearing in both ears £20,000.
Loss of hearing in one ear £5,000.

 

Temporary total disablement £200 per week payable for 52 weeks, subject to a 7 day deferment. (Definition of permanent total disablement is “permanent disabling injury which results in the individual person’s inability to perform or give attention to their usual occupation as a dance teacher”).

 

Gordon and Co are independent insurance brokers authorised and regulated in the conduct of their business by the Financial Conduct Authority.

For further information regarding the insurance schemes, please call Gordon & Co 020 7251 2255. You can also visit their website: www.firststepinsurance.co.uk